Our Process
Designed around your life.
Armature does not begin with a product or a portfolio. It begins with a diagnostic conversation. A structured review of where things stand, what is working, and where the system has gaps.
From there, the process follows a deliberate sequence: understand, design, implement, and govern. Each phase builds on the one before. Nothing is rushed. Nothing is sold.
Diagnostic Conversation
A focused, confidential conversation to understand the current financial landscape: assets, entities, advisors, goals, and concerns. Most principals enter this conversation believing their system is reasonably coordinated. Within thirty minutes, the picture changes — not because the advisors failed, but because no one has mapped the full ecosystem in one view before. Clarity on where things stand and whether a governing system belongs in this phase.
A clear picture of complexity, coordination gaps, and whether Armature is the right fit.
Wealth Architecture Review
A comprehensive review of your entire financial ecosystem. Investment accounts, entity structures, insurance policies, estate documents, tax returns, and advisor relationships. Every element is mapped across 147 governance checkpoints and assessed for alignment.
A written assessment identifying structural gaps, inefficiencies, and integration opportunities across all domains. Most principals see their financial life differently after this review.
Governance Framework Design
Based on the review, we design your governance framework. A governing structure that defines how capital is allocated, how advisors are coordinated, how decisions are made, and how risk is managed across the entire ecosystem. Decision rights, escalation protocols, and reporting cadences are documented and assigned.
A written operating plan with clear decision rights, advisor responsibilities, and governance rules.
Implementation
The governance framework is built and activated. Accounts restructured, advisors aligned, policies updated, entities reviewed, and reporting established. Core architecture is typically in place within weeks. Full implementation completes within 60 to 90 days.
A fully operational wealth system with integrated oversight and clear reporting.
Ongoing Governance
The system is maintained, monitored, and evolved. Quarterly governance reviews, annual reassessments, and real-time coordination across all domains. The system carries the load. You retain authority.
Continuous integration, reduced principal burden, and a system that adapts as your life evolves.
What You Receive
A governance system built to your specifications.
Every engagement produces a living system, not a static plan. The scope reflects your complexity. The structure reflects how you actually want to operate.
Unified capital map across all entities and accounts
Decision rights framework defining who acts on what
Governance checklist spanning 150+ integration points
Quarterly governance reviews with structured reporting
Continuity architecture that does not depend on any single relationship
Escalation and reporting cadence replacing ad hoc updates
Estate and succession alignment verified against all active structures
Risk and protection audit across insurance, liability, and entity exposure
This is the system. Not a deliverable you receive once, but infrastructure that operates continuously on your behalf.
Timeline
Core architecture in weeks.
Full system within 90 days.
Diagnostic and capital mapping
A complete inventory of your financial landscape. Every entity, advisor, account, policy, and structure documented in a single view.
Governance framework and decision architecture
Decision rights established. Reporting cadences set. Escalation protocols defined. The operating structure takes shape around your life, not around a model.
Full system operational
All domains integrated. Quarterly review cycle initiated. Continuity plan in place. The system begins carrying the load.
Quarterly governance reviews and continuous coordination
Structured reviews across all domains. Real-time visibility when conditions change. The system adapts as your life does.
The Long View
A system designed to grow with you.
Governance is not a one-time engagement. As your net worth grows, so does your complexity. The system evolves with both.
Foundation
You stop carrying the mental inventory of who knows what. Decision rights, advisor coordination, risk architecture, and continuity planning are formalized. The system holds the complexity. You get the hours back.
Expansion
New decisions route through structure, not through you. Your phone rings less. Additional entities, expanded portfolios, evolving estate considerations — the governance framework absorbs this complexity without increasing the demands on your time. What was informal becomes permanent.
Succession and purpose
Your children or partners could step in tomorrow and the system would hold. That was never true before. Succession architecture is stress-tested. Philanthropic structures are integrated into the governance framework. The question shifts from whether your wealth is protected to whether it is doing what you intend.
Sustained stewardship
You are the author of a system that no longer depends on your presence to function. What began as coordination becomes permanent infrastructure. The governance carries. You carry less.
First, do no harm. Then build the structure that lets wealth compound without requiring your constant attention.